Myth: After you’ve paid off a past-due debt it will be taken off your credit report.

Busted: You have to wait 7 years before late payments are removed from your credit report. Bankruptcy takes 10 years.

If you would like Rick and Sharon to meet with you to discuss buying or selling a home please call 361-433-0520. Or email rick@gcrtx.com or sharon@gcrtx.com. Ask about our Educator Incentive Program. Try our Property Search to find houses with up-to-date information. Like us on Facebook!