Build Your Credit to Buy a House

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credit_cardYou can actually build your credit to make yourself ready to buy a house. A few things you can do:

  • Rent an apartment – a strong rental history will help you qualify for a mortgage
  • Apply for several major credit cards such as Visa and MasterCard. Department store credit cards are viewed unfavorably.
  • Save a regular amount each month and deposit it into your savings account
  • Use less than 30% of your credit card limits

Be wise with your spending. If you don’t need it, don’t buy it. Save, save, save.

If you would like Rick and Sharon to meet with you to discuss buying or selling a home please call 361-433-0520. Or email rick@gcrtx.com or sharon@gcrtx.com. Ask about our Educator Incentive Program. Try our Property Search to find houses with up-to-date information. Like us on Facebook!